Everyone can learn to better manage their money through an electronic wallet and achieve financial independence no matter their income level. The balance between income and expenses, mentioned in the budget chapter, results in the opportunity to have more money available, which can be saved in a financial institution.

Saving is not just a matter of wealthy people, anyone can do it. However, within all social classes it is very common to hear the expressions "I don't have enough money" or "I don't have anything left over" when the question "do you have the habit of saving?"

However, money management is a possible activity regardless of the amount, so it is not necessary to have a lot of money to manage it through electronic wallets. So by budgeting and setting goals, anyone can overcome the mistaken belief that they don't have enough resources to manage and save.

Making use of an electronic wallet to manage money has many benefits, among which we can mention:

• Carry out financial procedures quickly and reliably.
• Take more control of money.
• Security of money Possibility of having positive money balances, which can be saved in a financial institution.